Example of a loan: with a loan of 65.000 kr. with repayment time on 5 years, monthly repayment may be 1.562 kr. In addition extra monthly cost may be 45 kr. in admin-fee and 950 kr. in loan establishment-fee. The total estimated cost may be 93.730 kr. The nominal interest rate may be 13,49 % while the real yearly interest rate may be 14,9%. Banks provide loan-offers based on applicant specific estimation. The real yearly interest rate may vary from 7,4% to estimated 33,3%. Repayment-period offered may vary between 1-15 years. Loan amounts offered may vary between 25.000 kr. - 600.000 kr.